[Fortune] Chime review 2023: Doesn’t charge any fees but has limited account options
Chime is a financial technology company based in California that partners with The Bancorp Bank, N.A., and Stride Bank, N.A., to offer financial products. Both of the banks Chime partners with are FDIC members.
Chime is known for offering low-cost accounts that do not include overdraft fees or monthly maintenance fees. However, account options are limited, which may not make Chime the best choice for those who have more extensive or complex financial needs.
Chime says it offers customer service 24/7 via its chat and phone line. It does not have any physical locations. All rates and fees are current as of Jan. 4, 2023, and are subject to change.