[LiveMint] Opinion | How regulatory sandbox can be tailored to the Indian context

Smita Aggarwal, Investments and Policy Advisor at Flourish, recently contributed to LiveMint's Opinion section to share insights on shares how regulatory sandbox provides an opportunity for India to be a role model for having innovation-friendly and inclusion-focused regulation. "The recently announced framework for regulatory sandbox by the Reserve Bank of...

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[WWD] Today's Consumer - Cash-strapped, Loaded With Debt, Living Beyond Their Means

WWD's Arthur Zaczkiewicz' latest article spotlights the crippling debt that many in the US face as they live beyond their means. It spotlights the fact that about 80 percent of all US families, which includes minimum wage earners to those classified as upper middle class, are living paycheck-to-paycheck—meaning they don’t...

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[The New York Times] Are Americans Financially Healthy?

Today, the New York Times T Brand Studio released a sponsored article titled "Are Americans Financially Healthy?" that highlights findings from the U.S. Financial Health Pulse 2018 Baseline Survey. Flourish is a proud founding partner of the inaugural U.S. Financial Health Pulse, led by the Center for Financial Services Innovation...

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Mint: Fintech touching millions of lives by redefining financial services

On this opinion piece published at Mint, our very own Smita Aggarwal talks about how fintech in India is growing to reach many underserved (yet, economically viable) customers for the better, and changing financial services for millions. "India is witnessing a huge digitization upsurge. Internet and smartphone users are on...

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[Financial IT]: Crown Agents Bank Acquires Segovia to Strengthen Its Frontier Markets Payment Platform

Crown Agents Bank announced that it has acquired Flourish portfolio company Segovia, a US-based technology company focused on frontier market payments. The two companies have been working together since 2017 and share a common mission: making payments to and from frontier markets easier, faster, more secure, and cost-effective. Financial IT...

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[MarketingWorld]: Paga Grows, Hits $4.6 Billion in Transactions in 10 years

Flourish proudly congratulates Paga, one of the leading mobile money operators in Nigeria, as they mark their 10th anniversary on April 3, 2019. This week, Paga announced it has processed over $4.6 billion in transactions since it kicked off operations. MarketingWorld shared how the mobile money company plans to expand...

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Flourish Invests in Digital Identity Software Provider Cambridge Blockchain

Flourish has joined the Cambridge Blockchain Series A extension round announced today, alongside PayPal and Omidyar Network. With this investment, we aim to empower consumers to get more control over their digital identity information, while making it easier for financial institutions and other players to comply with Know Your Customer...

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[Next Billion] The Vanishing American Dream: The Long Road to Financial Stability

By Jennifer Tescher / Tilman Ehrbeck Note: This post is one of NextBillion’s 12 most influential posts of 2018. Paying the mortgage and other household utilities should be relatively straightforward, but for the Johnson family, it isn’t always that simple. Sarah and Sam Johnson, one of the families profiled in...

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Unit Economics: A “Must Have” at All Stages of a Startup

Flourish Ventures and Alex Lazarow interview Keith Davies, CFO of Zoona A deep understanding of unit economics plays a vital role for startups at all stages of development. In emerging markets, it is often even more important given longer fundraising cycles, unpredictable political and economic climates, and a much more...

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Mapan uses traditional financing method to aid rural communities

The Indonesian Financial Services Authority (OJK) and the financial services industry players have continuously held a range of financial education and inclusion programmes to increase financial literacy. View the full article on Digital News Asia    

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[HuffPost] Why We're Excited About Technology Stacks for Financial Inclusion

Originally posted on HuffPost There are a lot of buzzwords out there when it comes to technology, so we try not to get caught up with each new fad. But everywhere we look, we see a concept that promises to be a powerful driver of not only innovation, but also...

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[HuffPost] Pocket Einstein: Managing Your Finances in the 21st Century

Originally posted on HuffPost The ability to access and use financial services is critical to managing day-to-day life, weathering unexpected events, and capturing opportunities. Yet, some 46 percent of working-age adults in developing countries remain excluded from the formal financial system. That doesn't mean they don't use finance. It means...

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