Tilman Ehrbeck

Managing Partner


Early on in my professional journey, I worked in Africa. Later, I spent years in India. The grit, ingenuity, and optimism of people in the face of adversity deeply humbled and inspired me. Everywhere, hardworking families can do so much better when more opportunities are available to them.

Tilman co-manages Flourish and globally works with purpose-driven founders, investing in actionable ideas that help people improve their economic prospects and financial lives. He serves on the board of a number of portfolio organizations and as chair of the Advisory Council to the U.N. Special Advocate for Inclusive Finance.

Before Flourish, Tilman was a partner at Omidyar Network, where he built the global financial inclusion team. Prior to that, he served for five years as CEO of the Consultative Group to Assist the Poor (CGAP), a global partnership to advance financial inclusion. Before CGAP, Tilman grew from associate to partner at McKinsey & Company, where he helped build the global financial services and healthcare practices and worked for more than a decade with leading businesses in North America and India.

Tilman started his professional journey as a journalist in Germany before earning a PhD in Economics from the EU-affiliated European University Institute in Italy and joining the International Monetary Fund in Washington, D.C.


In the News

An Unequal Burden: Measuring Financial Worry In Developing Countries During The Pandemic Forbes Finance Council


I’m an advocate for inclusive capitalism. Here’s why I’m intrigued by Web3

Fast Company

Fintech Has Taken Off In Africa – Here’s Why It’s Not A Bubble

Fintech Africa

How US Investors are Gauging SE Asia’s Fintech Potential

DealStreet Asia

How Embedded Finance Can Leapfrog Traditional Banking in Southeast Asia

Flourish Ventures – Perspectives Blog

BankThink Banks’ consumer-friendly moves validate challenger model

American Banker

The Value and Limitations of Market-Based Innovations for Impact: Three Takeaways After COVID-19

Next Billion

The Role of Public and Private Capital in Digital Infrastructure for Finance in the United States

Community Development Innovation Review (Federal Reserve Bank of San Francisco)

Flourish Ventures spots big promise in SE Asia’s fintech innovation

Dealstreet Asia

Asian fintech enters accelerated innovation phase

Nikkei Asia

EP 71: Tilman Ehrbeck, Flourish Ventures

Finovate Podcast

The path to success for challenger banks in Southeast Asia

Tech Collective SEA

The Tale of Two Challenger Bank Modes


Which fintechs will survive the pandemic?

American Banker

Startup Using Smart Devices for Social Distancing and Contact-Tracing for Industrial Workers

Business Insider

India offers exciting blueprint for other emerging markets

Times of India

Tilman Ehrbeck on why India is a key market for Omidyar Network-backed Flourish Ventures


Ant Group and WhatsApp show the risks and upside of Big Tech finance

Nikkei Asia

The path to success for challenger banks in Southeast Asia

Tech Collective Southeast Asia

Most Indian gig workers faced hardship during the pandemic, expert says


Insight: Hit hard by COVID-19, gig workers display grit, resilience

The Jakarta Post

How fintech start-ups are accelerating the “no-touch” economy

Venture Capital Journal

Which Fintechs Will Survive the Pandemic?

American Banker

How We Kept Up Making a Difference

Flourish Ventures blog

The Vanishing American Dream: The Long Road to Financial Stability

Financial Heath Network via Next Billion

Why We’re Excited About Technology Stacks for Financial Inclusion


Pocket Einstein: Managing Your Finances in the 21st Century


Why Is Financial Inclusion so High on the Development Agenda?


Vision and Discipline: How to Innovate for Increased Financial Inclusion


Tilman Ehrbeck, Contributor at HuffPost

Recent Speaking Engagements