Taxonomy

Global

Three Observations from Beyond Good and One Ask: Contribute to a Purpose-Driven Fintech Business Revolution

If we ever needed it, the past 12 months have provided a stark reminder that good government, a functioning modern digital infrastructure, and a shared…

When Investing Under Pandemic Uncertainty, Purpose Matters Even More

When the pandemic hit a year ago, I tried to make sense of the broader economic outlook. A few one-dimensional implications seemed clear. To the…

Venture Capital Journal

Flourish Ventures Promotes Two to Venture Partner

Originally posted on Ventury Capital Journal Worldwide fintech investor Flourish Ventures promotes Sarah Morgenstern and Ameya Upadhyay each to venture partner. Early-stage fintech investor Flourish Ventures announced it has promoted two members of its investment team to venture partner: Sarah Morgenstern, based in Washington, DC, and Ameya Upadhyay, based in...

February 25, 2021

Strengthening Our Global Team to Address Accelerating Tech Trends and Growing Need for More Financial Health

With the ongoing COVID-19 pandemic, we are more determined than ever to double down and empower passionate fintech entrepreneurs around the globe. We strive to…

Portfolio

Digital Banking

[Finovate Podcast] Tilman Ehrbeck, Flourish Ventures

Originally posted on Finovate Podcast The social impact of fintech, and a shifting VC landscape, and predictions for 2021. Listen to the podcast on Finovate Podcast.

[Nikkei Asia] Ant Group and WhatsApp show the risks and upside of Big Tech finance

Originally posted on Nikkei Asia WhatsApp was finally cleared earlier this month to launch its long-awaited payment functionality in India. It is not hard to imagine the new service taking off rapidly when sending money is just a click away on an app with 400 million domestic users. This kind...

[Event Recap] Are Payments a Platform, a Utility, or Both? Central Bank of the Future

More than any year in the past decade, 2020 put payment systems to the test as more than 200 national and regional governments globally authorized some form of COVID-19 relief, mostly in cash transfers to individuals. “The countries with robust digital infrastructure did a better job,” said Flourish managing partner...

October 06, 2020

How We Kept Up Making a Difference

Towards the end of February, we got increasingly nervous in our firm about the spreading pandemic. We decided to cancel our global team retreat scheduled…

[Panel Recap] Done Right, Digital Identity Could Enable More Inclusive Finance

When the fintech community talks about digital wallets, the conversation often revolves around payments. For years, however, innovators have dreamed of digitalizing all the assets we carry in our physical wallets: not just cash, but also proof of insurance and ID cards. “As we increasingly live in a digital world,...

[Video] 2020 Global Fintech Trends, Revisited

Right before the pandemic closed global business in March, Flourish managing partner Tilman Ehrbeck was set to deliver a keynote presentation on the global trends shaping fintech business models at the India Fintech Festival in Mumbai. Now several months later, Tilman revisited that presentation he never delivered. He took a...

A tale of two challenger bank models

[TechCrunch] The Tale of 2 Challenger Bank Models

Accelerated by the pandemic and its economic fallout, the tale of retail challenger bank models across the world has been diverging. In the Americas, Albo, Chime, and Uoala have all reported record user numbers as consumers adapted to a “no-touch” economy. Aspiration and Varo announced successful equity fund raising rounds. In Europe, by...