Taxonomy

Global

[Video] 2020 Global Fintech Trends, Revisited

Right before the pandemic closed global business in March, Flourish managing partner Tilman Ehrbeck was set to deliver a keynote presentation on the global trends shaping fintech business models at the India Fintech Festival in Mumbai. Now several months later, Tilman revisited that presentation he never delivered. He took a...

A tale of two challenger bank models

[TechCrunch] The Tale of 2 Challenger Bank Models

Accelerated by the pandemic and its economic fallout, the tale of retail challenger bank models across the world has been diverging. In the Americas, Albo, Chime, and Uoala have all reported record user numbers as consumers adapted to a “no-touch” economy. Aspiration and Varo announced successful equity fund raising rounds. In Europe, by...

[Global Fintech Fest Panel Recap] Challenger Banks: Perspectives from India, U.K. and U.S.

Before COVID-19, challenger banks faced many choices for building a digital-first business model. Charge upfront fees or rely on third-party revenue? Pursue a new regulatory license or partner with a chartered bank? Now, those choices are more urgent, as the no-touch economy drives more competition into this space. To explore...

Racial Injustice Has No Place in Our Society

At Flourish, we stand against racial injustice that has plagued America and other societies for a very long time. We recognize the problem is deep-seated…

[Medium] New Indicators Are Giving Us a Sense of Where We Are Headed…For Now

At the macro level, the uncertainty under the current pandemic is great, and predictions are difficult. Physicians are still discovering new ways the COVID-19 virus…

[Medium] As We Approach the End of the Beginning: What Is the Economic Outlook?

Informed by the expertise of epidemiologists, a consensus view of the most likely global economic outlook is emerging. And the virus and its likely behavior…

[Medium] How Fintech Lenders Can Cope with the Impact of the Pandemic — Lessons from Flourish’s Portfolio Leaders

While the policy interventions being proposed at the national and multilateral levels could partially cushion the shock, these lending start-ups are going to have to…

Speed Matters in Small Business Support: 3 Lessons from a Successful Swiss 30-Minute Crisis Loan

A number of governments and central banks around the globe have launched facilities to provide concessionary loans and guarantees to small businesses, a critical backbone…

Fintech Entrepreneurs Across the Globe Are Springing into Crisis Mitigation Action

As they emerge from the initial rush of securing their families and teams and their own ability to meaningfully contribute, entrepreneurs around the globe have…

We Are In It For The Long Run

Our managing partner Tilman Ehrbeck talks about what Flourish is doing to help our portfolio companies and the people they serve weather the financial crisis…

[Medium] Let’s Act Now to Protect the Financially Vulnerable

Our managing partner Arjuna Costa calls out for bold action to help the 135 million Americans that are already financially vulnerable overcome the COVID-19 impact…

[Forbes] In The Race To Own Retail Finance, The Winners Should Be Consumers

In his latest contribution to the Forbes Finance Council, Managing Partner Tilman Ehrbeck shares his perspective on the rise of TechFin and retail finance, and what that means for consumer protection. New investments and product releases from Apple, Facebook, and others will inevitably lead to renewed competition and innovation. And...