Sarah

Sarah is inspired by purpose-driven entrepreneurs tackling meaningful financial health challenges for US families. She is a Venture Partner on the US investment team at Flourish, where she sources, executes, and manages investments that improve financial health and create economic opportunity for American households.

Previously, Sarah was a principal for investments at Omidyar Network. Before that, she was a manager at McKinsey & Company, where she led strategy and corporate finance engagements across the private, public, and social sectors. She was previously a consultant at APCO Worldwide in Beijing, China, where she advised multinationals on investment and regulatory affairs. Sarah began her career as a Princeton in Asia Fellow at Dalian University of Technology.

A Kauffman Fellow, Class 25, Sarah was named a 40 under 40 Rising Star by VC Journal. Sarah holds a MBA degree in Finance from the Wharton School at the University of Pennsylvania, an MA degree in International Economics from the Johns Hopkins University School of Advanced International Studies, and a BA degree in History from Yale University, where she graduated magna cum laude. Sarah speaks English, Spanish, and Mandarin.

In The News
News
opinion
[NYC Fintech Women] Sarah Morgenstern named one of 2022’s Inspiring FinTech Females by NYC FinTech Women
The Inspiring FinTech Females list recognizes women who are transforming fintech and who are advocates for women and gender equity. Venture Partner Sarah Morgenstern is recognized in the 'Money Movers' category for her commitment to supporting...
News
general
[American Banker] 5 tech trends helping the unbanked access financial services
These are two of the findings in the Federal Deposit Insurance Corp.'s 2021 National Survey of Unbanked and Underbanked Households, a biennial survey that measures the ways and degrees to which Americans access safe and affordable banking...
News
interview
[Business Insider] Meet 26 rising-star fintech VCs excited about what's next in the sector
Sarah Morgenstern, a principal at Flourish Ventures. How did you get into fintech investing?
Events
interview
[Federal Reserve of New York] Debt: When it Helps, When it Hurts, What it Could Do to Build Household Wealth
The event explored the role policymakers, philanthropists, and capital providers can play in improving access to capital as a tool to building long-term stability, including access to loans for higher education, starting a small business,...
News
opinion
[Forbes] Top Ten 2022 Fintech Predictions
2021 was a transformative year for fintech. What felt like a corner of the technology industry a decade ago, is today the largest funded category globally: fintech received over $130b in capital representing 20% of...
Events
embedded finance
[EVENT Recap] B2B Fintechs Are the Unsung Heroes of Embedded Finance
When fintech insiders talk about embedded finance, we often focus on companies offering financial products on platforms and or other services. It’s easy to miss just how much work goes on behind the scenes, to...
Blog
embedded finance
Why We Invested In Jetty: Introducing a Real Estate Embedded Finance Platform to Our Portfolio
After several months of keeping our excitement under wraps, we can finally share about our investment in Jetty, which was announced this morning in combination with its new product Jetty Rent. Today’s news has several...
Events
embedded finance
[Flourish Conversations] Embedded Finance Plumbing
With the pandemic and economic lockdowns, people around the world adopted new habits - work from home, online shopping and online banking. The trend of introducing traditional financial services—such as online payments and online credit—into...
Events
the ecosystem
[Financial Health Network] The Evolving Role of Fintech in FinHealth
In this discussion, learn and share perspectives with financial health experts to start planning for the future of fintech and finhealth.
News
general
Flourish Ventures Promotes Two to Venture Partner
Worldwide fintech investor Flourish Ventures promotes Sarah Morgenstern and Ameya Upadhyay each to venture partner.
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