Today, our portfolio company FinRegLab published a new report, The Use of Cash-Flow Data in Underwriting Credit: Market Context & Policy Analysis,...
Research
July 29, 2019March 11, 2020
Six-Lender Study Finds Cash-Flow Data Useful for Extending Credit to Consumers and Small Businesses
The study found compelling evidence that the cash-flow variables and scores tested were predictive of credit risk and loan performance across the diverse set of companies, populations, and products studied.
April 29, 2019March 11, 2020
From Buzzword to Business Model: How Industry Executives View Financial Health
Flourish and CFSI have partnered to carry out a survey with financial services providers in the US to understand their stance on financial health.
October 23, 2018March 11, 2020
Breaking New Ground in FinTech
Using the right combination of financial health-focused products and services some FinTech products are helping US households to get better off.
November 20, 2018March 11, 2020
Credit Disrupted: Digital MSME Lending in India
India has yet to reach its potential, lagging 10 percentage points behind the US and 23 points behind China in GDP contribution.
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