Today, our portfolio company FinRegLab published a new report, The Use of Cash-Flow Data in Underwriting Credit: Market Context & Policy Analysis,...
Research
Six-Lender Study Finds Cash-Flow Data Useful for Extending Credit to Consumers and Small Businesses
The study found compelling evidence that the cash-flow variables and scores tested were predictive of credit risk and loan performance across the diverse set of companies, populations, and products studied.
From Buzzword to Business Model: How Industry Executives View Financial Health
Flourish and CFSI have partnered to carry out a survey with financial services providers in the US to understand their stance on financial health.
Breaking New Ground in FinTech
Using the right combination of financial health-focused products and services some FinTech products are helping US households to get better off.
Credit Disrupted: Digital MSME Lending in India
India has yet to reach its potential, lagging 10 percentage points behind the US and 23 points behind China in GDP contribution.
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