John Onwualu

John Onwualu is an investor at Flourish focused on financial infrastructure shaping the future of global finance. “Experience across different parts of the financial system shaped how I invest and how I partner with founders,” says John.

John has spent his career at the intersection of capital markets, company-building, and government, bringing perspective from multiple vantage points. Before joining Flourish, he served as a Managing Director at the U.S. International Development Finance Corporation, where he built and led the agency’s first direct equity investment platform. There, he worked alongside founders and policymakers to deploy growth capital into companies expanding across emerging markets, gaining firsthand insight into how government and policy priorities shape private-market outcomes.

Earlier in his career, John worked inside SoFi, a fast-growing, multi-product fintech spanning lending, banking, brokerage, and payment infrastructure. During a period of rapid expansion, he partnered with leadership to launch new businesses, execute acquisitions that diversified the company’s revenue base and geographic footprint, and help prepare the company to go public. “Seeing what it actually takes to build, scale, and prepare a business for an IPO fundamentally shapes how I think about supporting founders,” he says.

John began his career at Morgan Stanley, first trading emerging-markets sovereign and corporate debt, and later in investment banking advising companies on mergers and acquisitions, capital raises, and sale processes. That early exposure to market cycles, risk, and capital formation continues to inform his investment judgment.

At Flourish, John is drawn to the firm’s ability to deploy its balance sheet creatively across stages and structures. He believes that thoughtful financial infrastructure, paired with long-term partnership, can be a powerful force for building resilient global financial systems.

John holds a degree in Finance from the Wharton School of the University of Pennsylvania, along with a minor in African Studies. Influenced by his Nigerian heritage, John brings a global perspective to his investing and partners with founders building financial infrastructure designed to scale, endure, and compound value over time.

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