The COVID-19 pandemic and economic crises exposed the weaknesses of the U.S. financial system’s digital infrastructure, and its implications for Americans’ financial health and security. These gaps make it more difficult for low-income families and households of color in particular to build long-term financial health and overcome systemic economic barriers.
With the start of a new year, a new Congress, and a new administration in the U.S. we have an opportunity to develop systems that work better for all people.

Read the Report

This report, and the full webinar series below, provide recommendations in six key areas:

  • Real-time payments
  • The credit system
  • Digital identity
  • Regulatory system
  • Financial data infrastructure
  • Central bank digital currency

These recommendations include changes to existing laws, policies, systems, and procedures that can be made within the year 2021, and suggestions for innovative pilots or steps towards longer term implementation.

Watch the Full Webinar Series