INSIGHTS

“Almost all venture-backed tech founders are dealing with high stress levels, loneliness, and the potential for burnout. – Inc.Africa

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Ameya Upadhyay, Venture Partner and Lisa Mikkelsen,
Head of Global Human Capital
Blog
digital banking
Why We Invested in SWAP: It's All About BaaS
If you are an up-and-coming fintech entrepreneur, how do you connect your offering into existing banking and payments systems? If you are a consumer platform and want to offer financial products to your engaged customer...
Blog
opinion
Racial Injustice Has No Place in Our Society
At Flourish, we stand against racial injustice that has plagued America and other societies for a very long time. We recognize the problem is deep-seated with a prolonged and tragic history of systemic racism and...
Blog
embedded finance
Why We Invested in Apollo Agriculture: Helping Smallholder Farmers Grow in Africa
Traditionally, the transaction costs of serving farmers have been too high to permit commercial models. However, a new wave of technology-driven ventures are trying to prove that large segments of smallholder farmers can be served...
Blog
opinion
[Medium] New Indicators Are Giving Us a Sense of Where We Are Headed…For Now
At the macro level, the uncertainty under the current pandemic is great, and predictions are difficult. Physicians are still discovering new ways the COVID-19 virus is behaving. And it is unclear how well we will...
Blog
insurtech
Why We Invested In Qoala: On a Mission to Make Insurance Accessible
As much of our lives are digitizing, this is rapidly changing. Take Indonesia as an example. The country has the largest and fastest-growing internet economy in Southeast Asia. Half of Indonesia’s population is under the...
Blog
embedded finance
[Medium] Why We Invested In Summer: Why We’re Helping Students Minimize Debt Loans
At Flourish, we have tracked market innovations in student debt closely, given our focus on technology-led financial health solutions. While first-generation startups like SoFi have narrowly targeted high-income degree holders (MBAs, JDs and MDs), we...
Blog
opinion
[Medium] As We Approach the End of the Beginning: What Is the Economic Outlook?
Informed by the expertise of epidemiologists, a consensus view of the most likely global economic outlook is emerging. And the virus and its likely behavior are dominating that outlook. The public health experts agree that...
Blog
opinion
[Medium] How Fintech Lenders Can Cope with the Impact of the Pandemic — Lessons from Flourish’s Portfolio Leaders
While the policy interventions being proposed at the national and multilateral levels could partially cushion the shock, these lending start-ups are going to have to navigate a period of chronic uncertainty.
Blog
opinion
[Medium] A Bold Ask to Tech Companies and VCs: Match Our $1M Donation to Struggling Families
In six weeks, the United States shifted from a 50-year-low unemployment rate to likely the highest one since the Great Depression. No economic downturn has happened as rapidly as this one triggered through COVID-19, and...
Blog
opinion
Speed Matters in Small Business Support: 3 Lessons from a Successful Swiss 30-Minute Crisis Loan
A number of governments and central banks around the globe have launched facilities to provide concessionary loans and guarantees to small businesses, a critical backbone for local economies. Small business owners are experiencing an unprecedented...
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