Our research efforts inform our investment themes and spotlight global opportunities for entrepreneurs to advance Fair Finance for All.
We conduct primary research and fund in-depth analysis with global organizations to better understand customer sentiments
As countries around the world look to ensure rapid recovery once the COVID-19 crisis abates, improved financial services are emerging as a key element to boost growth, raise economic efficiency, and lift productivity.
We partner with global organizations to fund research supporting our Fair Finance principles
Watch the Digital Infrastructure for Fair Finance webinar series
ADDITIONAL RESEARCH REPORTS
Variables and credit scores that are derived from bank account records and other sources—as a potential alternative to using traditional credit scores in underwriting credit for consumers and small businesses.
According to the report, released with Boston Consulting Group, nearly 40% of Indian MSME’s are forced to borrow from informal sources that charge an average of 2.5X higher interest rates than those in the formal sector. MSME lending is ripe for disruption by innovative startups and traditional lenders.
The reliability of traditional data in rapidly changing economic conditions and the need for greater financial inclusion are increasing incentives to use new information sources and predictive models to improve credit scoring and underwriting.