RESEARCH Our research efforts inform our investment themes and spotlight global opportunities for entrepreneurs to advance Fair Finance for All. Photo credit: ShopUp We conduct primary research and fund in-depth analysis with global organizations to better understand customer sentiments FEATURED RESEARCH Exploring US Female Fintech Founder Data Flourish Ventures prepared this analysis of US female fintech and insurtech founders using Pitchbook’s 2024 All In data, along with historical Pitchbook data going back a decade. READ THE REPORT 200 African Startup Founders Share Their Journeys Download the full report to discover our new insights plus hear from founders of companies like FairMoney, Flutterwave, MaxAB, Paga, Pula, and more. READ THE REPORT Groundbreaking Study Shows Links Between Founder Health And Performance in Brazil The study addresses the general health and well-being challenges impacting the performance of entrepreneurs in Brazil. READ THE REPORT Digitizing the Corner Shop With Bain & Company and portfolio companies in India, Egypt, Brazil, and Indonesia, we surveyed more than 1600 customers to create a framework for understanding optimal business models for corner shops across emerging markets. READ THE REPORT The World Bank – Global Findex Database 2021 The Findex 2021 surveyed 130K respondents in more than 120 economies to rank their fears about financial security. We provided financial support and thought partnership for the financial well-being chapters. READ OUR VIEW Financial Health Pulse® An early champion, we funded the initial Financial Health Pulse® to provide updates and actionable insights on consumer financial health in the United States. READ THE REPORT We partner with global organizations to fund research supporting our Fair Finance principles DIGITAL INFRASTRUCTURE FOR FAIR FINANCE Strengthening the U.S. Digital Infrastructure for Fair Finance: Recommendations for a New Administration READ THE REPORT Consumer Financial Data: Legal and Regulatory Landscape READ THE REPORT Watch the Digital Infrastructure for Fair Finance webinar series How to Make Real-Time Payments Real Now WATCH NOW Evolving the Credit System for Greater Fairness and Inclusion WATCH NOW Reimagining Our Financial Data Ecosystem WATCH NOW Charting a 21st Century Digital Identity Framework for Financing WATCH NOW Regulating for Fair Finance: There is a Will and There is a Way WATCH NOW The Digital Dollar for Retail Use Cases WATCH NOW ADDITIONAL RESEARCH REPORTS McKinsey & Company – Financial Data Unbound: The Value of Open Data for Individuals and Institutions As countries around the world look to ensure rapid recovery once the COVID-19 crisis abates, improved financial services are emerging as a key element to boost growth, raise economic efficiency, and lift productivity. READ THE REPORT Omidyar Network and Oliver Wyman – Breaking New Ground In Fintech Omidyar Network and Oliver Wyman investigate current revenue practices among financial health entrepreneurs, highlighting trends from data collected from surveys with 350 leading fintechs. READ THE REPORT FinRegLab: Market and Policy Challenges Are Slowing Use of Cash-Flow Data in U.S. Credit Underwriting This published report identifies critical market and policy actions needed to enable the use of cash-flow data in credit underwriting. READ THE REPORT FinRegLab Issued One of the First Ever Public Evaluations of Cash-Flow Data Variables and credit scores that are derived from bank account records and other sources—as a potential alternative to using traditional credit scores in underwriting credit for consumers and small businesses. READ THE REPORT We partnered with CFSI to Survey Nearly 660 Senior Executives at Financial Institutions We partnered with CFSI to survey nearly 660 senior executives at financial institutions and hear their thoughts on how to help Americans struggling with creating better financial lives. READ THE REPORT Credit Disrupted: Digital MSME Lending in India According to the report, released with Boston Consulting Group, nearly 40% of Indian MSME’s are forced to borrow from informal sources that charge an average of 2.5X higher interest rates than those in the formal sector. MSME lending is ripe for disruption by innovative startups and traditional lenders. READ THE REPORT Data Diversification in Credit Underwriting The reliability of traditional data in rapidly changing economic conditions and the need for greater financial inclusion are increasing incentives to use new information sources and predictive models to improve credit scoring and underwriting. READ THE REPORT The Digital Hustle: Gig Workers From May to August 2020, we conducted primary research to get real insights into the lives of today’s digitally-enabled workers during a time of crisis and the opportunity for financial services to better serve these workers. READ THE REPORT NEWS & EVENTS Research research March 24, 2025 Gender Data US Fintech “Talent is equally distributed; opportunity is not.” This oft-cited quote underscores persistent disparities in access to resources and opportunities. Lack of opportunity across a broad swath of American talent deprives society of transformative... Research research November 11, 2024 State of African Founder Wellbeing Survey 2024 This Flourish research is based on a survey of approximately 200 startup founders across 13 African countries, diving deeply into the stresses and challenges they navigate on their startup journeys and how they cultivate resilience. News founder wellness March 25, 2024 Groundbreaking Study Shows Links Between Founder Health And Performance in Brazil We collaborated with Endeavor Brazil for a groundbreaking study called Health and Performance of High Impact Entrepreneurs. No posts found! Try adjusting your filters. Load More Explore these posts... By Post Type: Blog News Research Events By Taxonomy: Categories Blog Curated Events Featured Flourish Flourish Conversations Flourish Embedded Finance Flourish Focus Founder Wellbeing Founder Wellness General Global Interview News Opinion Q&A Research Speaking Appearances Video Watch On-Demand Why We Invested