Research Archive | Page 3 of 3 | Flourish Ventures

Six-Lender Study Finds Cash-Flow Data Useful for Extending Credit to Consumers and Small Businesses

RESEARCH Six-Lender Study Finds Cash-Flow Data Useful for Extending Credit to Consumers and Small Businesses FinRegLab, a Flourish partner, has issued one of the first ever public evaluations of cash-flow data—variables and credit scores that are derived from bank account records and other sources—as a potential alternative or supplement to...

[Mondato] Nudging and Financial Health, A Force For Good?

RESEARCH [Mondato] Nudging and Financial Health, A Force For Good? Fintech-focused consulting firm Mondato published research spotlighting "nudging" - a promising tactic that could to be the way of the future in financial services, marrying behavioral science with real-world applications to increase fiscal responsibility for consumers of all socioeconomic backgrounds....

News

[Fintech Finance] New CFSI Survey Identifies Significant Gap Between Financial Industry's Intentions and Actions for Improving Customer Financial Health

RESEARCH [Fintech Finance] New CFSI Survey Identifies Significant Gap Between Financial Industry's Intentions and Actions for Improving Customer Financial Health Fintech Finance published an article covering the industry survey Flourish and the Center for Financial Services Innovation (CFSI), the nation's authority on consumer financial health, launched earlier this week. This effort...

CFSI

From Buzzword to Business Model: How Industry Executives View Financial Health

RESEARCH From Buzzword to Business Model: How Industry Executives View Financial Health Since the 2008 financial crisis, the financial services industry has been trying to rebuild relationships with their customers and regain their trust through new initiatives focused on advancing financial health and wellness. This effort has never been more...

News

Forbes: For Better And Worse, Could Banking Become Like Healthcare?

RESEARCH Forbes: For Better And Worse, Could Banking Become Like Healthcare? Forbes contributor Ron Shevlin shared his 'Observations from the FinTech Snark Tank' this week, diving into how banking could become like healthcare - for better or worse. To support his insights, Shevlin utilized data from our 'Breaking New Ground in...

Breaking New Ground in FinTech

Breaking New Ground in FinTech

RESEARCH Breaking New Ground in FinTech Today, more than 70 percent of Americans struggle financially. At the same time, these same households pay roughly $175 billion annually in fees and interest for financial products and services, which too often fail to improve their situations. However, using the right combination of...