To me, “empowerment” means the freedom to choose. I am privileged to have access and choices that allow me to shape my life and pursue my dreams. Through my work, I strive to empower others so they can lead a more fulfilling life.
Smita is a pioneer on digital banking and financial inclusion. She advises Flourish on investment strategies and policy engagements that help advance financial health and inclusion in Asia.
Until recently, Smita was an investments director at Omidyar Network India, Flourish’s partner in the country. Previously, Smita served as senior program director at CAFRAL, a global think-tank promoted by the Reserve Bank of India. There, she designed strategy programs on fintech for bank CEOs and directors. Prior to that, she was a business head at Fullerton India Credit Company, a Temasek subsidiary, where she set up a business model to offer loans and other products to rural customers.
Smita began her career with ICICI Bank, where she held various leadership positions including head of rural and agricultural insurance business and head of e-channels, introducing innovative products to improve convenience and access for customers. She has also taught microfinance courses at NMIMS School of Business Management.
A chartered accountant, Smita graduated from Sydenham College in Mumbai and attended executive programs at Harvard Business School and MIT Sloan School of Management.
In the News
Look for Adjacencies and Be Ready to PivotAsia Tech Podcast
Bangladesh’s ShopUp shows the possibilities for frontier fintechEuromoney
Southeast Asia should capitalise on open data dividend to boost GDP. Here’s why.e27
Most Indonesian gig workers were ‘ill-equipped’ against virus’ economic shock: ExpertCNBC TV Asia
The Tale of Two Challenger Bank ModesTechCrunch
Recent Speaking Engagements
Thought Leader Spotlight: Afeef Zaman, Co-founder and CEO, ShopUpFlourish Ventures Webinar
Smita Aggarwal – Flourish Ventures – Don’t Remain Superficial in Anything That You’re DoingAsia Tech Podcast